For the period ending

December 31, 2015

     S&P 500 – Year to Date                                 S&P 500 – Month to Date 

January 1, 2015…..2,058.90                         November 30, 2015…..2,080.41

December 31, 2015…..2,043.94                      December 31, 2015…..2,043.94

  Change…..-14.96(-.726%)                                     Change……-36.47(-1.753%)

Interest Rates

                                 2 Year                         10 Year                    Yield Curve

 January 1, 2015…..    .6645                            2.17                               1.505

December 31, 2015….  1.0517                         2.269                              1.217

US Dollar

                                       Index                     USD/YEN                  EURO/USD

January 1, 2015…..        92.09                      119.78                         1.2104

December 31, 2015…..   98.68                      120.30                        1.0858

                                                   Gold                                          Inflation

January 1, 2015……..       1,181.98                                             1.70%

December 31, 2015…..    1,060.50                                               1.80%

          Change…..         -121.48(-10.28%)                                      .10 (.06%)

Commentary

Well the savior’s of our economy, better known as the Federal Reserve (Fed), have a few predictions for the upcoming years that I’d like to share with you.  But first let me clarify the identity of “savior”, the only reason they can carry this moniker, is due to the supreme ineptness of our fiscal policy better known as Congress and the Administration.  So what have they to say on the following matters?

GDP………………2016 | 2.2 to 2.7…………….2017 | 2.0 to 2.5

Unemployment Rate………..2016 | 4.7 to 5.1………..2017 | 4.7 to 5.1

Inflation…………….2016 | 1.5 to 1.9……………..2017 | 1.8 to 2.0

How’s that float your boat?!